Process

Our process brings all aspects of your finances into alignment behind a plan to address what’s important to you.

Listen: We must know where we’re going before we can plan how to get there, to this end, we ask the right questions and we thoroughly listen to the answers. Once we have gained a clear understanding of exactly what you’re trying to accomplish, we can develop the road map to that destination.

Quantify: We attach present day dollar values to all of your goals, we then apply an inflation rate to arrive at their future cost. We then take inventory of your assets, attach savings rates and return assumptions. Finally, we perform a gap analysis to determine if these goals will be fully funded or whether some adjustments need to be made.

Collaborate: The best laid plans often fail because a client’s trusted advisors fail to communicate. We communicate with your tax professional and estate planning attorney as well as other trusted advisors to ensure that nothing falls through the cracks.

Risk Assessment: We analyze the risks that could pose a threat to your plan and mitigate those risks whenever possible. 

Implementation: This is where the rubber meets the road. After you’ve reviewed and approved the plan, we take action by making the necessary changes.

Review and Revision: We will periodically review your plan to make sure you’re still on track. If your objectives or situation have changed, we’ll adjust your plan accordingly.